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Supporting Your Financial Dreams

Altra Lending brings well over 100 years of combined experience. My focus is 100 % consumer driven. If it can be done, I can do it.

Michael J Plowman

Home Purchases

We want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.

Refinance

Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.

Mortgages

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, financial institutions and a host of private lenders; offering their clients more choice, and access to hundreds of mortgage products!

Private Lending

Benefits of Private lending. 

​What are my options If I don't qualify for institutional lending or only want a short term loan.

Invest in Private Lending

How do I invest in private lending?

Long term, low risk  real estate investing the easy way.  

Featured Services

About Us

Altra Lending is made up with like minded agents and brokers. Altra Lending brings well over 100 years of combined experience.

 

Our focus is 100 % consumer driven. If it can be done, we can do it. 

Having both a long history of ethical lending, coupled with our  long term relationships with our lenders, it allows us to be a bit more creative which differentiates us from the competitor. Our agents and brokers  bring both vast banking experience as well as brokering experience. In fact often when the bank says no, our lenders often say yes.

Best Known For:

Every client's financial situation is unique, and Altra Lending recognizes this by offering customized mortgage solutions tailored to individual needs, whether it's first-time homebuyers, investors, or those seeking refinancing. Altra Lending is known for a variety of expertise including:

Expertise & Experience

Knowledgeable mortgage brokers who understand the intricacies of the Ontario market, including local regulations, trends, and available mortgage products, are essential. Experience in handling various client situations and scenarios adds value.

Wide Range of Lenders & Products

Altra Lending has access to a diverse portfolio of lenders and mortgage products, including traditional banks, credit unions, and alternative lenders. This ensures they can match clients with the best possible mortgage options tailored to their specific needs and financial situation.

Customer Service

Providing exceptional customer service is crucial in the mortgage brokerage industry. This includes being responsive to client inquiries, offering personalized guidance throughout the mortgage process, and ensuring transparency in communication.

Trust & Integrity

Clients entrust Altra Lending with sensitive financial information and rely on our expertise to make significant decisions. Altra Lending operates with integrity, prioritizing the client's best interests and maintaining transparency in all transactions.

Testimonials

The ALTRA mortgage group has assisted me through some major milestones in my life.  In 2014 my spouse and I had poor credit (a lot of it) and we’re behind on our mortgage.  They helped us get that all sorted out and keep our home.  A year later they helped us get a better rate.  Two years after that, when we separated they helped me keep the home my kids were growing up in.  They coached me on how to repair my credit and prepare for my renewal.  Just this year, at renewal, they helped me move my mortgage to a prime lender for the first time.  I’m forever grateful.

​W.Y. – Oshawa

I was told by my bank rep I’d only be able to buy a house for $500,000.00.  After speaking to my agent at ALTRA,  they took the time to understand my income sources and we were able to increase that amount to $600,000.00 and I closed on my forever home.  I like them because they educated me on the process and they listen.

C.G. – London

My realtor told me to call ALTRA.  I’m a paramedic, I’ve only been on the job for 14 months.  People had told me I’d need 2 years before I qualified to buy a home.  They negotiated my mortgage with the lender and CMHC, and I was able to qualify using my income.  My wife and I just had a baby in our new home.  We tell whoever will listen, that ALTRA are experts!

C.S. – Belleville

Commercial

Commercial Mortgages are designed for businesses and investors who wish to purchase or refinance commercial, income producing properties and offer a flexible way to raise capital.
 
Some common commercial mortgage products provide funding for:

  • Income properties

  • Multi-residential properties

  • Bridge financing

  • Restaurants

  • Industrial properties

  • Office properties

  • Self storage

  • Retail malls

  • Raw land financing

  • Start ups financing

  • Debt consolidation

Lenders & Associates

At Altra Lending we have worked to create a line up of the best mortgage products that will meet the needs of most Canadians.

 

And we’re proud to say we believe we provide the BEST value and SERVICE for your mortgage in the industry.

Mortgage Agreement.pages

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